Cross-border remittance app
An iOS and Android app for sending money home to the Philippines, with identity verification, live exchange-rate quotes, and payouts to banks and e-wallets.
- Client
- Licensed money transfer startup
- Location
- Philippines & United States
- Platforms
- iOS, Android, admin web console
- Duration
- 20 weeks
- Team
- 5 engineers, 1 QA
The challenge
The client had a licence and banking partners but no product. They needed an app that would pass partner compliance reviews, verify identity without losing users halfway through sign-up, and show the exact amount the recipient receives before the sender pays.
What we built
We built the app in React Native on a NestJS backend that connects a KYC provider, card and bank funding, and payout partners for Philippine banks and e-wallets. Every transfer is a state machine with a full audit trail, and an internal console lets the compliance team review flagged transfers.
Highlights
- KYC with document and selfie checks that can resume mid-flow
- Locked exchange-rate quotes with a visible expiry and fee breakdown
- Payouts to bank accounts and e-wallets, with push notifications at each step
- Transfer state machine with idempotent partner callbacks
- Compliance console with flags, notes and an audit log
Technical stack
- Mobile
- React NativeTypeScriptExpo
- Backend
- NestJSPostgreSQLRedis
- Infrastructure
- AWS (ECS, RDS)TerraformSentry
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